Overview of Product Benefits
FCSLA Life presents a complete product offering to its members; products that can protect members through each stage of their life. Click the links below for details on the various products and use our Life Insurance Needs Analysis worksheet to determine how much insurance you need for you and your family.
*All term plans, while the certificate remains in force, are convertible to whole life plans with guaranteed insurability.
In addition to these products, FCSLA Life provides member benefits that go above and beyond.
Operating as a non-profit for the sole benefit of its members, the organization refunds annual surplus (profits) back to its members. These refunds, when qualified, can take the following forms:
FCSLA Life received an excellent (A-) rating from A.M. Best.
FCSLA Life is currently licensed to sell life insurance and annuity products as a fraternal benefit society in 48 states and Washington, D.C.
Click here for an interactive map of licensed states, fraternal branches, and licensed producers in your area.
For more information about these financial products, please use our interactive contact form.